FHA and Investor Specialist

Our portfolio true jumbo mortgage rates continue to hold steady this week in Delaware.  The Fannie Mae High Balance Loan Program has not changed the conforming loan limit in Sussex, Kent, or New castle Counties in Delaware.  Currently we have the following Jumbo Programs with 0 points as of 1/13/09:

30 Year Fixed               as low as Call for quote Michael Byrne 908 531 6170

15 Year Fixed              as low as *call today* for a 0 pt 15 year term.

10/1 ARM                     Call for quote 

10/1 Int. Only ARM   Call for quote Call 908 531 6170 Michael Byrne

7/1 ARM                      Interest Only option Available as well as 40 Year Term. 

 5/1 ARM                     Call for quote:  40 year terms and interst-only options available

Typical minimum FICO scores of 680/700    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.*

We also offer competitive pricing on FHA, VA and Conventional Loans in New Castle, Kent, and Sussex Counties.  100% Financing is still available to qualified veterans.

Currently with loan to values of up to 90% financing up to loan amounts of $500,000 for purchases and rate/term refinances, 80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also have some stated income, verified asset programs as well at reduced LTV's. Call for details on these ever-changing products.

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for 30 Year loans over $750k on fixed rate loans: add a .25% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

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