This blog points out how those who thought they had missed out on the chance to purchase a home are in a great position now. It always is imperative to get pre-approved for financing first and to find out how much you can personally afford(as well as be approved for).
In the craziness that was the market a few short years ago you did not have to really work towards the goal of owning a house. Heck if you were
breathing and could sign your name you could practically buy a house without a penny down and the banks would cover the closing costs in you mortgage. Today not so much, right? BUT I have been seeing a resurrection of home buyers who are working and saving for their dreams. My latest offer came from a couple who I started talking to over a year ago. They looked at a house with me back then and we talked about what they could afford. They had some work to do in order to afford a house they could be proud to own.
Well they called last week and we put in an offer on a lovely house this week. It is much more house than they could have afforded before not only because they have saved a significant amount towards the down payment but because the prices and interest rates are very much in their favor right now. I know that these are buyers who are going to have the pride in ownership that will translate into a great home for their young family.
So if you are thinking that you have missed out on your chance to own a home because you can never come up with a down payment or have terrible credit or whatever you need to set a goal and start the journey. If you truly want this you can find a way. Give me a call wherever you live to discuss the steps you need to make in order to buy that first home. I will be glad to help you out with a plan and a referral to a great Real Estate Professional in your area who will help you realize your dream.
I'm Paddy Pizappi - Work with Me and You'll be Happy!
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Paddy Pizappi, Associate Broker for Buyer Representation
RJ Smith Realty - A Real Estate Solutions Company
Serving the Greater Hudson Valley of New York
from Pine Bush, NY at the corner of Orange, Ulster, and Sullivan Counties
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Michael Byrne
Mortgage Specialist
Contact me at via email naitch6203 at yahoo dot com or phone at 908 531 6170
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