FHA and Investor Specialist

Our portfolio true jumbo mortgage rates continue to trend downward this week in Burlington County, NJ.  Despite the 2009 conforming loan limit remaining at $417,050 in Burlington County, NJ, we still are able to offer affordable financing to qualified borrowers for purchases as well as refinances.  

Burlington County is one of the few Counties in NJ where the conforming loan limit remains at $417,050, rather than the new "conforming/jumbo" loan limit of $625,500.  At Gateway Funding, we have several programs available for consumers requiring jumbo loan financing in Burlington County.

As a direct lender, we have been fortunate as a company to maintain a correspondent relationship with several portfolio servicers who will purchase our jumbo loan product.  we can offer 2nd home financing on these products as well.

Currently we can offer the following Jumbo Programs with 0 points as of business close on  12/26/08:

10/1 ARM                    Call for quote- 908 531 6170 Great Terms!

 30 Year Fixed             Call for quote-908 531 6170 Great Terms! Second Homes as well!

5/1 ARM                        Call for quote- Great programs.

Interest Only Programs available available on all ARM programs! Call for details on LTV's, etc.

Typical minimum FICO scores of 680/700.    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.* Other programs available of course, call for details.  We can tailor a program to fit your specific needs.

With our corporate offices in nearby Horsham, PA., we are always looking to offer niche financing in our own proverbial backyard.

Currently with loan to values of up to  90% to 500k on Purchases/no cashback refi's,  80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also offer competitive pricing on FHA, VA and Conventional Loans in Burlington County, NJ, as well USDA loans in qualified RD areas.

We also have other Jumbo loans available in Burlington County, including our bi-weekly equity builder loan program, which allows for 90% purchase money financing and rate/term refinancing up to $650,000.  Call for details on these ever-changing products. 

 Happy holidays to you and your families!

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for loans over $750k on 30 Year Fixed rate loans: add a .615% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Our portfolio true jumbo mortgage rates continue to trend downward this week in Atlantic County, NJ.  Despite the 2009 conforming loan limit remaining at $417,050 in Atlantic County, NJ, we still are able to offer affordable financing to qualified borrowers for purchases as well as refinances.  Atlantic County is one of the few Counties in NJ where the conforming loan limit remains at $417,050, rather than the new "conforming/jumbo" loan limit of $625,500.

As a direct lender, we have been fortunate as a company to maintain a correspondent relationship with several portfolio servicers who will purchase our jumbo loan product.  we can offer 2nd home financing on these products as well.

Currently we can offer the following Jumbo Programs with 0 points as of business close on  12/26/08:

10/1 ARM                    Call for quote- 908 531 6170 Great Terms!

 30 Year Fixed             Call for quote-908 531 6170 Great Terms! Second Homes as well!

5/1 ARM                        Call for quote- Great programs.

Interest Only Programs available available on all ARM programs! Call for details on LTV's, etc.

Typical minimum FICO scores of 680/700.    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.* Other programs available of course, call for details.  We can tailor a program to fit your specific needs.

With our corporate offices in nearby Horsham, PA., we are always looking to offer niche financing in our own proverbial backyard.

Currently with loan to values of up to  90% to 500k on Purchases/no cashback refi's,  80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also offer competitive pricing on FHA, VA and Conventional Loans in Atlantic County, NJ, as well USDA loans in qualified RD areas.

We also have other Jumbo loans available in Atlantic County, including our bi-weekly equity builder loan program, which allows for 90% purchase money financing and rate/term refinancing up to $650,000.  Call for details on these ever-changing products. 

 Happy holidays to you and your families!

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for loans over $750k on 30 Year Fixed rate loans: add a .615% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Our portfolio true jumbo mortgage rates continue to trend downward this week in Cape May County, NJ.  Despite the 2009 conforming loan limit remaining at $417,050 in Cape May County, we still are able to offer affordable financing to qualified borrowers for purchases as well as refinances.  Cape May County is one of the few Counties in NJ where the conforming loan limit remains at $417,050, rather than the new "conforming/jumbo" loan limit of $625,500.

As a direct lender, we have been fortunate as a company to maintain a correspondent relationship with several portfolio servicers who will purchase our jumbo loan product.

Currently we have the following Jumbo Programs with 0 points as of business close on  12/26/08:

10/1 ARM                    Call for quote- 908 531 6170 Great Terms!

 30 Year Fixed             Call for quote-908 531 6170 Great Terms! Second Homes as well!

5/1 ARM                        Call for quote- Great programs.

Interest Only Programs available available on all ARM programs!

Typical minimum FICO scores of 680/700    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.* Other programs available of course, call for details.  We can tailor a program to fit your specific needs.

With our corporate offices in nearby Horsham, PA., we are always looking to offer niche financing in our own proverbial backyard.

Currently with loan to values of up to  90% to 500k on Purchases/no cashback refi's,  80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also offer competitive pricing on FHA, VA and Conventional Loans in Cape May County, NJ, as well USDA loans in qualified RD areas.

We also have other Jumbo loans available in Cape May County, including our bi-weekly equity builder loan program, which allows for 90% purchase money financing and rate/term refinancing up to $650,000.  Call for details on these ever-changing products. 

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for loans over $750k on 30 Year Fixed rate loans: add a .615% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Ok, enough with my jumbo loan programs in DE, NJ, PA and CT.  Let's talk UFC and this Saturday.  I will make my picks and brief analysis, then do a post UFC analysis Sunday.  Here we go:

Forrest Griffin vs, Rashad Evans, 205lb Title Bout.  Rashad won the Heavyweight TUF competition, yet will be the much smaller man in this 205 bout.  I think Forrest surpises in this one and takes to Rashad early on the feet.  Rashad gets a takedown and Forrest subs him from his back in Rd. 3.  Rashad is not a guy to bet against, bt I think the size difference will finally catch up to him.

Antonio Rodrigo Nogueira vs Frank Mir, Interim Heavyweight Title Bout.  If there is any justice in the world, Big Nog pounds the snot out of Mir for 3 rounds and gets a TKO from an exhausted Mir.  Nog exudes class, toughness, and a chin.  Mir could stand to learn a lot from Nog.  Mir's only hope is a first round leglock.

CB Dolloway vs Mike Massenzio.  CB via Peruvian necktie, Rd. 2

Cheick Kongo vs. Mustapha AL Turk.  Kongo via violent KO on a slow shot by Al Turk, Rd. 2.

Wanderlei Silva vs Rampage Jackson.  Rampage finally gets his revenge with a TKO stoppage Rd. 2.  Wand is awesome, but has little reach and Quinton finally gets to stack him against the cage. 

Yushin Okami vs. Dean Lister  Okami doesn't let this go to he ground and beats on Lister standing for a 3 rd decision.

Check back Sunday!

Mike Byrne

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Our portfolio true jumbo mortgage rates continue to trend downward this week in Warren County, NJ.  Despite the 2009 conforming loan limit remaining at $417,000 in Warren County, we still are able to offer affordable financing to qualified borrowers for purchases as well as refinances.  Warren County is one of the few Counties in NJ where the conforming loan limit remains at $417,000, rather than the new "conforming/jumbo" loan limit of $625,500.

As a direct lender, we have been fortunate as a company to maintain a correspondent relationship with several portfolio servicers who will purchase our jumbo loan product.

Currently we have the following Jumbo Programs with 0 points as of business close on  12/26/08:

10/1 ARM                    Call for quote- 908 531 6170 Great Terms!

 30 Year Fixed             Call for quote-908 531 6170 Great Terms!

5/1 ARM                        Call for quote

Interest Only Programs available available on all ARM programs!

Typical minimum FICO scores of 680/700    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.* 

With our corporate offices in nearby Horsham, PA., we are always looking to offer niche financing in our own proverbial backyard.

Currently with loan to values of up to  90% to 500k on Purchases/no cashback refi's,  80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also offer competitive pricing on FHA, VA and Conventional Loans in Warren County, NJ, as well USDA loans in qualified RD areas.

We also have other Jumbo loans available in Warren County, including our bi-weekly equity builder loan program, which allows for 90% purchase money financing and rate/term refinancing up to $650,000.  Call for details on these ever-changing products. 

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for loans over $750k on 30 Year Fixed rate loans: add a .615% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Our portfolio true jumbo mortgage rates continue to trend downward this week in Connecticut.  Currently we have the following Jumbo Rates with 0 points as of business close on  12/19/08:

30 Year Fixed             Call for Quote

10/1 ARM                    Call for quote

10/1 Int Only ARM   Call for quote

 5/1 ARM                      Call for quote

Typical minimum FICO scores of 680/700    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.*

Currently with loan to values of up to 80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also offer competitive pricing on FHA, VA and Conventional Loans in Connecticut, as well USDA loans in qualified areas.

We also have other Jumbo and Super Jumbo Products available throughout the State of Connecticut, and will consider loans up to a 10 million dollar loan amount on a case by case basis.   Call for details on these ever-changing products. 

Other programs and rate may be available as well to more qualified consumers, these are our portfolio programs.

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for loans over $750k on fixed rate loans: add a .615% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Our portfolio true jumbo mortgage rates continue to trend downward this week in Delaware.  Currently we have the following Jumbo Rates with 0 points as of 12/19/08:

30 Year Fixed               Call for quote

10/1 ARM                     Call for quote

10/1 Int. Only ARM   Call for quote

 5/1 ARM                     Call for quote    

Typical minimum FICO scores of 680/700    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.*

We also offer competitive pricing on FHA, VA and Conventional Loans in New Castle, Kent, and Sussex Counties.

Currently with loan to values of up to 80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also have some stated income, verified asset programs as well at reduced LTV's. Call for details on these ever-changing products.

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for 30 Year loans over $750k on fixed rate loans: add a .615% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Our portfolio true jumbo mortgage rates continue to trend downward this week in Mercer County, NJ.  Despite the 2009 conforming loan limit remaining at $417,000 in Mercer County, we still are able to offer affordable financing to qualified borrowers for purchases as well as refinances.  Mercer County is one of the few Counties in NJ where the conforming loan limit remains at $417,000 

Currently we have the following Jumbo Rates with 0 points as of business close on  12/19/08:

10/1 ARM                    Call for quote

10/1 Int-Only ARM  Call for quote  

30 Year Fixed             Call for quote

5/1 ARM                        Call for quote

Typical minimum FICO scores of 680/700    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.* 

With our corporate offices in nearby Horsham, PA., we are always looking to offer niche financing in our own proverbial backyard.

Currently with loan to values of up to 80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also offer competitive pricing on FHA, VA and Conventional Loans in Mercer County, NJ, as well USDA loans in qualified RD areas.

We also have other Jumbo   available in Mercer County, including our bi-weekly equity builder loan program, which allows for 90% purchase money financing and rate/term refinancing up to $650,000.  Call for details on these ever-changing products. 

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for loans over $750k on 30 Year Fixed rate loans: add a .615% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Our portfolio true jumbo mortgage rates continue to trend downward this week in Mercer County, NJ.  Despite the 2009 conforming loan limit remaining at $417,000 in Mercer County, we still are able to offer affordable financing to qualified borrowers for purchases as well as refinances.  Mercer County is one of the few Counties in NJ where the conforming loan limit remains at $417,000 

Currently we have the following Jumbo Rates with 0 points as of business close on  12/19/08:

10/1 ARM                  Call for customized quotes

10/1 I/O ARM             

30 Year Fixed             

5/1 ARM                    

Typical minimum FICO scores of 680/700    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.*

With our corporate offices in nearby Horsham, PA., we are always looking to offer niche financing in our own proverbial backyard.

Currently with loan to values of up to 80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000. 

We also offer competitive pricing on FHA, VA and Conventional Loans in Mercer County, NJ, as well USDA loans in qualified RD areas.

We also have other Jumbo   available in Mercer County, including our bi-weekly equity builder loan program, which allows for 90% purchase money financing and rate/term refinancing up to $650,000.  Call for details on these ever-changing products. 

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for loans over $750k on fixed rate loans: add a .615% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Our portfolio true jumbo mortgage rates continue to trend downward this week in Bucks County, PA.  Despite the 2009 conforming loan limit remaining at $417,000 in Bucks County, we still are able to offer affordable financing to qualified borrowers for purchases as well as refinances.

Currently we have the following Jumbo Rates with 0 points as of business close on  12/5/08: 

10/1 ARM                  

30/15 Balloon             Call for customized, personalized rate quotes at 908 531 6170.

30 Year Fixed             

5/1 ARM                    

Typical minimum FICO scores of 680/700    Full Doc loans only.  Subject to verification of post closing assets and full underwriting.* Interest-only programs available as well, please contact me directly for details.

With our corporate offices in nearby Horsham, PA., we are always looking to offer niche financing in our own proverbial backyard.

Currently with loan to values of up to 80% on purchase money/rate term refinances to $750,000, 75% on purchase money/rate term refinances up to $1,250,000, and up to 70% Financing to $1,500,000.  

We also offer competitive pricing on FHA, VA and Conventional Loans in Bucks County, PA, as well USDA loans in qualified RD areas.

We also have other Jumbo and Super Jumbo Products available in Bucks County, including our 80/10 loan program and a bi-weekly equity builder loan program.  Call for details on these ever-changing products.

Michael Byrne

908 531 6170 Cell

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting **Price adjustments for loans over $750k on fixed rate loans: add a .25% for fixed rates over 750k

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans