FHA and Investor Specialist

Despite the tightening of the credit markets, we are pleased to announce that we have entered into a broker capacity to offer Super Jumbo Loans in Kings County, NY and some surrounding counties, including all of the 5 Boroughs of New York.  This is great news for residents of Brooklyn, where many of the grand buildings and homes in Brooklyn are renowned worldwide for their architectural grandeur. This is great news for residents of Brooklyn looking to purchase a home or those looking to refinance their existing home.

Highlights of the Full Doc Super Jumbo Program include loans from $1,000,000 to $5,000,000* with a typical loan to value ratio of 70%.  On a case by case basis, higher loan amounts and loan to values may be considered.*     

Typical minimum FICO scores of 680/700 and debt ratios of 42%.  Full Doc loans only.  Subject to verification of post closing assets. 

We also offer competitive pricing on FHA loans in New York as well as 15 year term loans.

This is in addition to our competitive pricing on Full Doc Jumbo Loans currently available in Brooklyn NY. County with loan to values of up to 75% on purchase money/rate term refinances up to $1,250,000.  We also have some stated income, verified asset programs as well at reduced LTV's. Call for details on these ever-changing products. 

At significantly reduced Loan to Values, there are also loans we can offer on a brokered basis for pure no-doc loans as well.  Call Michael Byrne at 908 531 6170 for details!

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting.

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Despite the tightening of the credit markets, we are pleased to announce that we have entered into a broker capacity to offer Super Jumbo Loans in Queens County, NY and some surrounding counties, including the 5 Boroughs of New York.  This is great news for residents of Queens looking to purchase a home or those looking to refinance their existing home. 

Highlights of the Full Doc Super Jumbo Program program include loans from $1,000,000 to $5,000,000* with a typical loan to value ratio of 70%.  On a case by case basis, higher loan amounts and loan to values may be considered.*     

Typical minimum FICO scores of 680/700 and debt ratios of 42%.  Full Doc loans only.  Subject to verification of post closing assets.*

We also offer competitive pricing on FHA loans in New York as well as 15 year term jumbo and conforming loans.

This is in addition to our competitive pricing on Full Doc Jumbo Loans currently available in Queens NY. County with loan to values of up to 75% on purchase money/rate term refinances up to $1,250,000.  We also have some stated income, verified asset programs as well at reduced LTV's. Call for details on these ever-changing products.

We also offer competitive pricing on FHA loans in New York as well as 15 year term loans.

At significantly reduced Loan to Values, there are also loans we can offer on a brokered basis for pure no-doc loans as well.  Call for details!

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting.

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

I was out the other day with an old friend of mine and he asked me if now is a good time to sell a starter home and purchase a larger home.  My initial reaction was that he may want to wait a bit, probably until spring.  But he made a great point: if prices are down now, they will also be down for the larger home is going to purchase.  My main concern would be that he has 4 children and having a home on the market for an extended period of time can be wearing on a family.

So here  it is: I am thinking out loud, and all things being relative, is now a good time for someone to put their starter home on the market and look for a larger home?  The area for the sale and purchase would be in Somerset County.

Thanks for any advice on the matter.

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

Despite the tightening of the credit markets, we are pleased to announce that we have entered into a broker capacity to offer Super Jumbo Loans in New York County, NY and some surrounding counties, including the 5 Boroughs of New York.  This is great news for Manhattanites looking to purchase a home or those looking to refinance their existing home.

Highlights of the Full Doc Super Jumbo Program program include loans from $1,000,000 to $5,000,000* with a typical loan to value ratio of 70%.  On a case by case basis, higher loan amounts and loan to values may be considered.*     

Typical minimum FICO scores of 680/700 and debt ratios of 42%.  Full Doc loans only.  Subject to verification of post closing assets.*

Common sense lending for Super Jumbo loans in New York County, NY!* 

This is in addition to our competitive pricing on Full Doc Jumbo Loans currently available in  New York County with loan to values of up to 75% on purchase money/rate term refinances up to $1,250,000.  We also have some stated income, verified asset programs as well at reduced LTV's. Call for details on these ever-changing products.

At significantly reduced Loan to Values, there are also loans we can offer on a brokered basis for pure no-doc loans as well.  Call for details!

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting.

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

I get the occasional call for folks looking for Bulk REO Financing, and I currently have a couple sources who say they can provide financing for such transactions.  My real concern is knowing who the actual "players" are- which hedge funds will really fund these deals and an actual contact that can provide financing.

At this point I seem to get nebulous answers and feel like I am part of a daisy chain transaction of brokers.

Does anyone have any true sources of bulk REO Financing?  Any worthwhile material to read about providing financing for financing of Bulk REO Purchases?

Thanks in Adavance,

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Despite the tightening of the credit markets, we are pleased to announce that we have entered into a broker capacity to offer Super Jumbo Loans in Suffolk County, NY and some surrounding counties, including the 5 Boroughs of New York.  This is great news for Long Islanders looking to purchase a home or those looking to refinance their existing home. 

Highlights of the Full Doc Super Jumbo Program program include loans from $1,000,000 to $5,000,000* with a typical loan to value ratio of 70%.  On a case by case basis, higher loan amounts and loan to values may be considered.*     

Typical minimum FICO scores of 680/700 and debt ratios of 42%.  Full Doc loans only.  Subject to verification of post closing assets.*

Common sense lending for Super Jumbo loans in Suffolk County, NY!*

This is in addition to our competitive pricing on Full Doc Jumbo Loans currently available in Suffolk County with loan to values of up to 75% on purchase money/rate term refinances up to $1,250,000.  We also have some stated income, verified asset programs as well at reduced LTV's. Call for details on these ever-changing products.

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting.

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Despite the tightening of the credit markets, we are pleased to announce that we have entered into a broker capacity to offer Super Jumbo Loans in Nassua County, NY and some surrounding counties, including the 5 Boroughs of New York. 

Highlights of the Full Doc Super Jumbo Program program include loans from $1,000,000 to $5,000,000* with a typical loan to value ratio of 70%.  On a case by case basis, higher loan amounts and loan to values may be considered.*     

Typical minimum FICO scores of 680/700 and debt ratios of 42%.  Full Doc loans only.  Subject to verification of post closing assets.* 

Common sense lending for Super Jumbo loans in Nassau County, NY!*

This is in addition to our competitive pricing on Full Doc Jumbo Loans currently available in Nassau County with loan to values of up to 75% on purchase money/rate term refinances up to $1,250,000.  We also have some stated income, verified asset programs as well at reduced LTV's.

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting.

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

Well, lately it seems my blogging and sites have been paying off to a degree:  I have received my share of inquiries about my various FHA loan programs, jumbo loan programs, and stated income loan programs.

The one problem I have encountered is people that want free advice and give no contact information other than their email.  I have no problem spending my time to find a solution for someone, but it often helps to give some basic information, like the State in which you are located etc.

On a funny side note, I got a call the other day and the gentleman left this number: 201- 808-6011.  Call it and see what happens. 

I am curious how to generate more effective inquiries with more relevant information.  It would allow me to better serve those making the inquiries.

Michael Byrne

site

Outside Blog

 Ct. Super Jumbo Loan Programs  Delaware Jumbo Loans New Jersey Jumbo Loans NY Super Jumbo Loans

We are pleased to announce that we have entered into a broker capacity to offer Super Jumbo Loans in New Haven County, Connecticut and some surrounding counties. 

This is in addition to our competitive pricing on Jumbo Loans currently available in New Haven County with loan to values of up to 75% on purchase money/rate term refinances up to $1,250,000.  With the talk of the Fannie Mae Jumbo loan program possibly being discontinued, these products remain a viable option for loan amounts over $417,000.

Highlights of this program include loans from $1,000,000 to $5,000,000* with a typical loan to value ratio of 70%.  On a case by case basis, higher loan amounts and loan to values may be considered.*     

Typical minimum FICO scores of 680/700 and debt ratios of 42%.  Full Doc loans only.  Subject to verification of post closing assets.*

Common sense lending for Super Jumbo loans in New Haven County, Ct!*

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting.

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P.

Other areas, see:

More Ct. Super Jumbo Loan Programs

Delaware Jumbo Loans

New Jersey Jumbo Loans

http://activerain.com/blogsview/767608/Super-Jumbo-Loans-Available-in-Westchester-County-NY

We are pleased to announce that we have entered into a broker capacity to offer Super Jumbo Loans in Litchfield County, Connecticut and some surrounding counties.  

This is in addition to our competitive pricing on Jumbo Loans currently available in Litchfield County with loan to values of up to 75% on purchase money/rate term refinances up to $1,250,000.  With the talk of the Fannie Mae Jumbo loan program being discontinued, these products remain a viable option for loan amounts over $417,000. 

Highlights of this program include loans from $1,000,000 to $5,000,000* with a typical loan to value ratio of 70%.  On a case by case basis, higher loan amounts and loan to values may be considered.*      

Typical minimum FICO scores of 680/700 and debt ratios of 42%.  Full Doc loans only.  Subject to verification of post closing assets.*

Common sense lending for Super Jumbo loans in Litchfield County, Ct!*

Michael Byrne

www.refi-fhasecure.com

www.mortgageprosforum.com

* Guidelines subject to change without notice and subject to final investor underwriting.

Gateway Funding Diversified Mortgage Services, L.P. is licensed by the PA Department of Banking as a first mortgage banker and licensed pursuant to the PA Secondary Mortgage Loan Act; Arkansas Mortgage Company License; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; DC Mortgage Lender and Broker; a Georgia Residential Mortgage Licensee (#15499); Illinois Residential Mortgage Licensee; Kansas licensed Mortgage Company; Massachusetts Mortgage Lender and Broker (#MC-3052); Licensed by the New Hampshire Banking Department (#10192-MBB); Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker NYS Banking Department; a Mortgage Lender and Broker in Rhode Island; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD MI, MN, MO, MT, NE, NV, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, VA, WV, and WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. For qualified borrowers only. Equal Housing Lender.  © 2008 Gateway Funding Diversified Mortgage Services, L.P. 

More Ct. Super Jumbo Loan Programs

Delaware Jumbo Loans

New Jersey Jumbo Loans